On Last Week Tonight, John Oliver dove deep into American health insurance – more specifically, healthcare sharing ministries, organizations in which members share healthcare costs that are often misleadingly billed as health insurance, centered on a common religious faith, and ripe for misuse.
“The most important thing to know about healthcare sharing ministries isn’t just that they can be cheaper than health insurance, which they can,” Oliver explained. “It’s that they are also not health insurance. Generally they are nonprofits where people who share religious beliefs, usually Christianity, agree to help cover each other’s medical bills.”
Healthcare sharing ministries have